How To Get New Hampshire Bad Credit No Money Down Car Loans Easily?}

In CategoryFinance
By3E9zXc

Submitted by: Williams Orchard

Car financing is an unpredictable process. A bank may reject you for being a bad credit borrower while a dealer may approve you without any hesitation. But, there is one thing that remains constant for a New Hampshire bad credit car buyer and it is down payment. Almost, every lender (traditional or otherwise) demands down payment from a person with troubled credit history.

Usually, people use their disposable income as down payment but not everyone has the financial capacity to do so. It becomes quite a problem when you dont have any money for making down payment. In such a situation, NH bad credit no money down car loan program can become a blessing for you.

Am I eligible for New Hampshire Bad Credit No Money Down Car Loans?

Yes, you can apply for the car loan program even with very bad credit score. You can be a first-time car buyer, a businessman or even a part-time employee. All you need to do is earn a minimum gross monthly income of $1500.

What are the Qualification Criteria for obtaining New Hampshire Bad Credit Auto Loans without Down Payment?

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Following are the qualification criteria for the loan program:

You must be at least 18 years old

You must have a valid SSN

You must NOT have a repossession in the recent past

You must NOT be currently bankrupt

How can I get Guaranteed Approval on NH No Money Down Auto Loans with Bad Credit?

Most bad credit car buyers consider themselves taboo of the auto financing world. But, it is not so. New Hampshire lenders understand that bad credit history is very common and so; they dont have any problem in providing financing programs. But, you must improve your chances of getting guaranteed approval by doing following things:

Keep all your financial documents like bank statements, pay-stubs, receipts of utility bills, etc. ready. The lender will require it to check your current financial condition. If he/she is convinced of your capability of making regular payments, you will get guaranteed approval.

Find someone with a good credit score to co-sign you loan contract. If you have a co-signer, the lender will be tension-free and wont worry about getting back his/her money. It will give you an added advantage.

These are the two simple tips for obtaining guaranteed approval on bad credit no money down car loan program. So, dont worry about rejection because of your credit history or down payment. Apply for the loan program today and get ready to drive your favorite car on the streets of New Hampshire.

Dont worry if you want to buy a car with bad credit history. Rapid Car Loans is here to help you. The company provides guaranteed auto loan approval for bad credit car buyers. This is the ideal chance of buying a car without the dreadful down payment. Apply now and get ready for quick bad credit New Hampshire auto loan quotes.

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McCain and Obama face off in U.S. presidential candidate debate

In CategoryUncategorized
By3E9zXc

Sunday, September 28, 2008

The two major party presidential candidates in the US, Democrat Barack Obama and Republican John McCain, faced each other yesterday in the first TV debate. Despite that McCain had asked to postpone the debate, both were present at the University of Mississippi. The debate, which was moderated by PBSJim Lehrer, was planned to be focused on foreign policy, however due to concerns about the US financial crisis, the debate began focused on economy.

McCain repeatedly referred to his experience, drawing on stories from the past. Often, he joked of his age and at one point seemed to mock his opponent. Obama spoke of mistakes and repeatedly laid out detailed plans.

The debate was widely seen as a draw. A CBS poll conducted after the debate on independent voters found that 38% felt it was a draw, 40% felt Obama had won, and 22% thought that McCain had won. Voters and analysts agreed that Obama had won on the economy, but that McCain had done better on foreign policy issues, which were the focus of the debate. However, Obama had a more substantial lead on the economy than McCain did on foreign policy.

The McCain campaign faced some ridicule prior to the debate, after airing an internet ad declaring McCain had won the debate hours before it had started.

Contents

  • 1 Financial & bailout plans
  • 2 Fundamental differences
  • 3 Post-financial crisis plans
  • 4 Lessons of Iraq
  • 5 Troops in Afghanistan
  • 6 Iran
  • 7 Diplomacy
  • 8 Relationship with Russia
  • 9 Alternative energy
  • 10 Likelihood of another 9/11
  • 11 Sources

The candidates were asked where they stood on the country’s financial plans.

Obama put forward four proposals for helping the economy. First, to “make sure that we’ve got oversight over this whole [bailout] process”. Second, to “make sure that taxpayers, when they are putting their money at risk, have the possibility of getting that money back and gains”. Third, to “make sure that none of that money is going to pad CEO bank accounts or to promote golden parachutes”. And lastly, “make sure that we’re helping homeowners, because the root problem here has to do with the foreclosures that are taking place all across the country”.

He then went on to say, “we also have to recognize that this is a final verdict on eight years of failed economic policies promoted by George Bush, supported by Senator McCain, a theory that basically says that we can shred regulations and consumer protections and give more and more to the most, and somehow prosperity will trickle down”. Lehrer then turned to McCain, giving him two minutes as well.

McCain, on the other hand, stressed the urgency of the crisis and the partisanship present in Washington before going on. “This package has transparency in it. It has to have accountability and oversight. It has to have options for loans to failing businesses, rather than the government taking over those loans. We have to — it has to have a package with a number of other essential elements to it,” he told viewers, pausing to briefly mention energy and jobs before Lehrer stopped him.

Lehrer asked the two to come back to his question and urging them to speak to each other, first turning to Senator Obama.

“We haven’t seen the language yet,” Obama began, speaking to Lehrer and not McCain. “And I do think that there’s constructive work being done out there”, he said, before noting he was optimistic a plan would come together. “The question, I think, that we have to ask ourselves is, how did we get into this situation in the first place?”

He continued, stressing his foresight on the issues two years ago, before Lehrer turned to McCain, asking if he planned to vote for the bailout plan.

McCain stammered that he hoped so. Lehrer asked again, and McCain replied, “Sure. But — but let me — let me point out, I also warned about Fannie Mae and Freddie Mac and warned about corporate greed and excess, and CEO pay, and all that. A lot of us saw this train wreck coming.”

McCain then continued, giving a story about former US President Dwight Eisenhower, who “on the night before the Normandy invasion, went into his room, and he wrote out two letter”. Eisenhower, he said, had taken accountability for his actions.

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“As president of the United States, people are going to be held accountable in my administration. And I promise you that that will happen.”

Obama then agreed with McCain, adding that more accountability was needed but not just when there’s a panic. “There are folks out there who’ve been struggling before this crisis took place,” Obama continued, “and that’s why it’s so important, as we solve this short-term problem, that we look at some of the underlying issues that have led to wages and incomes for ordinary Americans to go down, the — a health care system that is broken, energy policies that are not working, because, you know, 10 days ago, John said that the fundamentals of the economy are sound”.

Obama was asked to say it to McCain. Obama replied, “I do not think that they are”. Lehrer asked him to say it more directly to McCain, and Obama laughed, repeating himself to McCain.

McCain joked about his age, saying, “Are you afraid I couldn’t hear him?”

Obama said that he and McCain disagreed fundamentally and that he wanted accountability “not just when there’s a crisis for folks who have power and influence and can hire lobbyists, but for the nurse, the teacher, the police officer, who, frankly, at the end of each month, they’ve got a little financial crisis going on. They’re having to take out extra debt just to make their mortgage payments”. Tax policies, he said, were a good example.

McCain disagreed. “No, I — look, we’ve got to fix the system. We’ve got fundamental problems in the system. And Main Street is paying a penalty for the excesses and greed in Washington, D.C., and on Wall Street. So there’s no doubt that we have a long way to go. And, obviously, stricter interpretation and consolidation of the various regulatory agencies that weren’t doing their job, that has brought on this crisis”.

Lehrer went on to the next question, asking if there were fundamental differences between the approaches of the two.

McCain began by saying he wanted to lower “completely out of control” spending. He promised as president to “veto every single spending bill” He then attacked Senator Obama’s use of earmarks, citing it as a fundamental difference.

Senator Obama agreed that earmarks were being abused, but not that it was a large problem. “Earmarks account for $18 billion in last year’s budget. Senator McCain is proposing — and this is a fundamental difference between us — $300 billion in tax cuts to some of the wealthiest corporations and individuals in the country, $300 billion. Now, $18 billion is important; $300 billion is really important.” He then attacked McCain’s tax plans, saying, “you would have CEOs of Fortune 500 companies getting an average of $700,000 in reduced taxes, while leaving 100 million Americans out”.

He then stressed his focus on the middle class, saying, “We’ve got to grow the economy from the bottom up. What I’ve called for is a tax cut for 95 percent of working families, 95 percent”.

McCain was called on.

“Now, Senator Obama didn’t mention that, along with his tax cuts, he is also proposing some $800 billion in new spending on new programs,” McCain said, attacking his opponent. He also said that Obama had only suspended pork barrel spending after he started running for president.

“What I do is I close corporate loopholes,” Obama objected, “stop providing tax cuts to corporations that are shipping jobs overseas so that we’re giving tax breaks to companies that are investing here in the United States. I make sure that we have a health care system that allows for everyone to have basic coverage”.

He then turned to McCain, asking him to look at his tax policies, which he said were ignoring the middle class and a continuation of Bush policies.

Lehrer asked McCain to respond directly to Obama’s attack on his tax policies.

“Well — well, let me give you an example of what Senator Obama finds objectionable, the business tax,” McCain began. He then explained the reasoning behind his business tax cuts, saying that companies would want to start in countries where they would pay less taxes. “I want to cut that business tax. I want to cut it so that businesses will remain in — in the United States of America and create jobs”.

Obama explained that his tax cuts would affect 95% of taxpayers, then replied, “Now, John mentioned the fact that business taxes on paper are high in this country, and he’s absolutely right. Here’s the problem: There are so many loopholes that have been written into the tax code, oftentimes with support of Senator McCain, that we actually see our businesses pay effectively one of the lowest tax rates in the world”.

McCain, he said, opposed closing loopholes but just wanted to add more tax breaks on top of that.

This was a clear victory for Barack Obama on John McCain’s home turf. Senator McCain offered nothing but more of the same failed Bush policies, and Barack Obama made a forceful case for change in our economy and our foreign policy.

He went on, attacking McCain’s health credit idea, saying that McCain wanted to tax health credits. “Your employer now has to pay taxes on the health care that you’re getting from your employer. And if you end up losing your health care from your employer, you’ve got to go out on the open market and try to buy it”.

McCain responded with an example of Obama voting for tax breaks of oil companies.

Obama cut in, “John, you want to give oil companies another $4 billion”, he pointed out.

McCain shot back, attacking Obama’s earmark spending and tax policies. “Who’s the person who has believed that the best thing for America is — is to have a tax system that is fundamentally fair?”, he said, referring to himself. “And I’ve fought to simplify it, and I have proposals to simplify it”.

He then accused Obama of voting “to increase taxes on people who make as low as $42,000 a year”. Obama repeated several times that McCain’s accusations were untrue.

McCain then accused him of giving tax cuts to oil companies, which Obama once again said was untrue. “The fact of the matter is, is that I was opposed to those tax breaks, tried to strip them out,”he said. “We’ve got an emergency bill on the Senate floor right now that contains some good stuff, some stuff you want, including drilling off-shore, but you’re opposed to it because it would strip away those tax breaks that have gone to oil companies.”

Lehrer then broke in, stopping the argument. He switched to a new question, asking what priorities and goals for the country the candidates would give up as a result of the financial crisis.

He allowed Obama to answer the question first, who said many things would have to be delayed but not forgotten. He then began to list what he felt the country had to have to continue to compete.

“We have to have energy independence,” he said, “so I’ve put forward a plan to make sure that, in 10 years’ time, we have freed ourselves from dependence on Middle Eastern oil by increasing production at home, but most importantly by starting to invest in alternative energy, solar, wind, biodiesel”.

He continued, saying that the health care system had to be fixed because it was bankrupting families.

“We’ve got to make sure that we’re competing in education,” he continued. “We’ve got to make sure that our children are keeping pace in math and in science.” He also mentioned making sure college was still affordable.

He also stressed making sure the country was still stable structurally, “to make sure that we can compete in this global economy”.

Lehrer then turned to McCain, asking him to present his ideas.

“Look, we, no matter what, we’ve got to cut spending”, McCain began and reminded the audience that he “saved the taxpayers $6.8 billion by fighting a contract that was negotiated between Boeing and DOD that was completely wrong”.

Lehrer broke in, asking if it was correct that neither of them had any major changes to implement after the financial crisis.

Obama replied that many things would have to be delayed and put aside, and that investments had to be made. He then agreed with McCain that cuts had to be made. “We right now give $15 billion every year as subsidies to private insurers under the Medicare system. Doesn’t work any better through the private insurers. They just skim off $15 billion. That was a give away and part of the reason is because lobbyists are able to shape how Medicare work”.

McCain then made a suggestion. “How about a spending freeze on everything but defense, veteran affairs and entitlement programs”. Lehrer repeated “spending freeze?” and McCain went on, “I think we ought to seriously consider with the exceptions the caring of veterans, national defense and several other vital issues”.

Obama disagreed with McCain’s idea, saying it was “using a hatchet”. Some vital programs, he said, were seriously underfunded. “I went to increase early childhood education and the notion that we should freeze that when there may be, for example, this Medicare subsidy doesn’t make sense”.

The two candidates began to argue more directly.

“We have to have,” McCain argued, “wind, tide, solar, natural gas, flex fuel cars and all that but we also have to have offshore drilling and we also have to have nuclear power”.

He accused Obama of opposing storing nuclear fuel.

Lehrer interrupted the two with another question, asking how the financial crisis would affect how they ran the country.

Obama replied first. “There’s no doubt it will affect our budgets. There is no doubt about it”. He went on to stress that it was a critical time and the country’s long term priorities had to be sorted out.

There was one man who was presidential tonight, that man was John McCain. There was another who was political, that was Barack Obama. John McCain won this debate and controlled the dialogue throughout, whether it was the economy, taxes, spending, Iraq or Iran.

McCain replied by criticizing Obama’s health care plans. “I want the families to make decisions between themselves and their doctors. Not the federal government,” he said, then called for lower spending.

He went on to speak about the national debt and stressing the importance of low taxes.

Obama went on the offensive, attacking McCain’s record of voting. “John, it’s been your president who you said you agreed with 90 percent of the time who presided over this increase in spending”, he said, accusing him of voting for an “orgy of spending”.

McCain countered that he had opposed Bush “on spending, on climate change, on torture of prisoner, on – on Guantanamo Bay. On a — on the way that the Iraq War was conducted”. He called himself a maverick, and referred to his running mate as a maverick as well.

Lehrer asked the two what the lessons of Iraq were.

McCain answered first, stressing that the war in Iraq was going well. “I think the lessons of Iraq are very clear,” he answered, “that you cannot have a failed strategy that will then cause you to nearly lose a conflict”.

He went on to praise the efforts in Iraq, saying the strategy was successful and the US was winning. “And we will come home with victory and with honor. And that withdrawal is the result of every counterinsurgency that succeeds”, and continued that Iraq would make a stable ally.

Lehrer asked Obama how he saw the lessons of Iraq, who began by questioning the fundamentals of the war and whether the US should have gone in the first place.

“We took our eye off [bin Laden]. And not to mention that we are still spending $10 billion a month, when they have a $79 billion surplus, at a time when we are in great distress here at home, and we just talked about the fact that our budget is way overstretched and we are borrowing money from overseas to try to finance just some of the basic functions of our government”.

The lesson, he said, was to “never hesitate to use military force”, but to use it wisely.

McCain was asked if he agreed on the lesson, though he did not comment on a lesson learned. Obama, he said, had been wrong about the surge.

The two opponents then began arguing, as Lehrman tried to mediate them.

McCain felt it was remarkable that “Senator Obama is the chairperson of a committee that oversights NATO that’s in Afghanistan. To this day, he has never had a hearing”.

“The issues of Afghanistan,” Obama responded, “the issues of Iraq, critical issues like that, don’t go through my subcommittee because they’re done as a committee as a whole”.

He then began to attack McCain’s optimism. “You said that we were going to be greeted as liberators. You were wrong. You said that there was no history of violence between Shiite and Sunni. And you were wrong”.

McCain responded to the criticism by telling a story of when he spoke to troops who were re-enlisting. “And you know what they said to us? They said, let us win. They said, let us win. We don’t want our kids coming back here. And this strategy, and this general, they are winning. Senator Obama refuses to acknowledge that we are winning in Iraq”.

McCain repeatedly accused Obama of opposing funding to troops.

Obama responded by speaking to Lehrer, to explain why he had voted against funding troops. “Senator McCain opposed funding for troops in legislation that had a timetable, because he didn’t believe in a timetable. I opposed funding a mission that had no timetable, and was open- ended, giving a blank check to George Bush. We had a difference on the timetable”.

“Admiral Mullen suggests that Senator Obama’s plan is dangerous for America,” McCain cut in once Obama had finished.

Obama said it was not the case, that the wording was “a precipitous withdrawal would be dangerous”.

McCain then argued that Iraq, and not Afghanistan, was the central battle ground against terrorism. He also attacked Obama’s surprise that the surge had worked.

Lehrer switched to a new question. “Do you think more troops — more U.S. troops should be sent to Afghanistan, how many, and when?”

Obama mentioned he had been saying more troops in Afghanistan were needed for over a year. He argued that no Al-Qaeda were present in Iraq before the invasion, and the people there had nothing to do with 9/11.

He then went on to list a three part plan beginning with pressuring the Afghani government to work for it’s people and control it’s poppy trade. He also pressed the need to stop giving money to Pakistan.

To be frank, I’m surprised McCain didn’t play the POW card more tonight, consider how frequently he and his campaign have used it earlier in the campaign.

McCain responded by saying Iraq had to be stabilized and that he would not make the mistake of leaving Iraq the way it is.

“If you’re going to aim a gun at somebody,” he said, “you’d better be prepared to pull the trigger”.

Obama responded by arguing that if the Pakistani government would not take care of terrorists in it’s borders, action had to be taken. He then commented on past US policies with Pakistan, saying that the US support of Musharraf had alienated the Pakistani people.

“And as a consequence, we lost legitimacy in Pakistan. We spent $10 billion. And in the meantime, they weren’t going after al Qaeda, and they are more powerful now than at any time since we began the war in Afghanistan. That’s going to change when I’m president of the United States”, he finished.

McCain quickly replied that Pakistan was a failed state at the time. He then went on to talk about his voting record. “I have a record of being involved in these national security issues, which involve the highest responsibility and the toughest decisions that any president can make, and that is to send our young men and women into harm’s way”.

Obama argued that Afghanistan could not be muddled through, and that problems were being caused by not focusing on Al-Qaeda. As he finished, Lehrer attempted to announce a new question, but McCain quickly attacked Obama, saying his plans would have a “calamitous effect” on national security and the region.

Lehrer directed his next question towards McCain, asking about his thoughts on Iran and it’s threat to the US.

McCain’s reading of the threat in Iran was “if Iran acquires nuclear weapons, it is an existential threat to the State of Israel and to other countries in the region”. He stressed the need to avoid another Holocaust, and the need for a league of democracies

Anybody hearing a snicker from McCain while Obama is talking?

to battle Iran. “I am convinced that together, we can, with the French, with the British, with the Germans and other countries, democracies around the world, we can affect Iranian behavior”.

Obama went next, focusing on the Iraq war’s effect on Iran. Iraq, he said, was Iran’s “mortal enemy” and had kept Iran from becoming a threat. “That was cleared away. And what we’ve seen over the last several years is Iran’s influence grow. They have funded Hezbollah, they have funded Hamas, they have gone from zero centrifuges to 4,000 centrifuges to develop a nuclear weapon”.

He then went on to say that refusing to use diplomacy with hostile nations has only made matters worse and isolated the US.

Lehrer turned to McCain, asking him how he felt about diplomacy as a solution.

McCain hurried through his response, attacking Obama on his willingness to meet with hostile leaders without preconditions. People like Ahmadinejad, he said, would have their ideas legitimized if a President met with them.

Obama responded by pointing out that Ahmadinejad was only a minor leader. Meeting leaders without preconditions, he said, “doesn’t mean that you invite them over for tea one day”. He then turned to attacking McCain, who he said “would not meet potentially with the prime minister of Spain, because he — you know, he wasn’t sure whether they were aligned with us. I mean, Spain? Spain is a NATO ally”.

McCain retorted that he was not yet President so it would be out of place. The two then began to argue over the comments of Dr. Kissinger’s stance on meeting foreign leaders.

McCain argued that meeting with and legitimizing ideas was dangerous and naive, and said it was a fundamental difference of opinion.

Obama accused McCain of misrepresentation, stressing that he would not speak without low level talks and preparations.

McCain responded by mocking Obama. “So let me get this right. We sit down with Ahmadinejad, and he says, ‘We’re going to wipe Israel off the face of the Earth,’ and we say, ‘No, you’re not’? Oh, please”.

The two started arguing among each other, as Lehrer attempted to interject, finally succeeding with a new question. He turned to Obama, asking how he saw the relationship with Russia and it’s potential.

Obama began spelling out his opinion, stating that he felt the US approach to Russia had to be evaluated. He then continued that the US has to press for a unified alliance and for Russia to remove itself from other nations, adding that the US had to “explain to the Russians that you cannot be a 21st-century superpower, or power, and act like a 20th-century dictatorship”.

He went on, stressing the importance of diplomacy and affirming relationships, and inviting Russian-influenced countries into NATO. “Now, we also can’t return to a Cold War posture with respect to Russia. It’s important that we recognize there are going to be some areas of common interest. One is nuclear proliferation”.

McCain responded by attacking Obama’s reaction to the Russian-Georgian conflict, criticizing his initial comment that both sides should show restraint, calling it naive. “He doesn’t understand that Russia committed serious aggression against Georgia. And Russia has now become a nation fueled by petro-dollars that is basically a KGB apparatchik-run government”.

Lehrer asked Obama if there were any major differences between the two’s opinion on Russia, who answered that he and McCain had similar opinions on Russia. He then stressed foresight in dealing with Russia, as well as reducing dependence on foreign oil through alternative energy.

“Over 26 years, Senator McCain voted 23 times against alternative energy, like solar, and wind, and biodiesel,” he mentioned.

The two began to argue over alternative energy. As Lehrer began announcing the next question, McCain interjected. “No one from Arizona is against solar. And Senator Obama says he’s for nuclear, but he’s against reprocessing and he’s against storing So,” he continued, as Obama objected, “it’s hard to get there from here. And off-shore drilling is also something that is very important and it is a bridge”.

McCain continued, as Obama interrupted to correct him, saying that he had voted for storing nuclear waste safely.

The two began interrupting each other, each trying to get a word in, before Lehrer stopped them and moved on.

“What do you think the likelihood is that there would be another 9/11-type attack on the continental United States?” asked Lehrer.

McCain said that America was far safer since 9/11, which he claimed a hand in. He went on to stress better intelligence and technology in keeping America safe, but that he felt the US was far safer.

Lehrer then turned to Obama.

Obama disagreed slightly, saying America was safer in some ways, but “we still have a long way to go”. He also felt that the US was not focusing enough on Al-Qaeda and fighting in Iraq was not making the US safer.

McCain accused Senator Obama of not understanding that “if we fail in Iraq, it encourages al Qaeda. They would establish a base in Iraq”.

Lehrer asked if Obama agreed.

Obama argued that the sole focus was currently Iraq, but that “in the meantime, bin Laden is still out there. He is not captured. He is not killed”. He noted that $10 billion was spent in Iraq every month, instead of going to healthcare. He argued that veterans were not getting the benefits they deserved, and that the next president’s strategies had to be broader.

McCain responded by attacking Obama saying he didn’t think Obama had the knowledge or experience to be President.

Obama then said that the job of the next President would be to repair America’s image and economy.

McCain concluded by citing his POW experience. “Jim, when I came home from prison, I saw our veterans being very badly treated, and it made me sad. And I embarked on an effort to resolve the POW-MIA issue, which we did in a bipartisan fashion, and then I worked on normalization of relations between our two countries so that our veterans could come all the way home”.

“And that ends this debate tonight,” finished Jim Lehrer.

Ten April Fool’s pranks of 2009

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By3E9zXc

Friday, April 3, 2009

April Fools’ Day pranks harmlessly pervaded worldwide again this year. Media outlets and internet sites have joined family, office workers, and friends to provide a wide variety of practical jokes. Ireland, France, and the United States celebrate April Fools all day, whereas a few countries celebrate jokes only until noon such as the United Kingdom, Australia, New Zealand, Canada, and South Africa.

Car and Driver claimed that GM and Chrysler were ordered out of NASCAR by the White House by the end of 2009 in order to receive any more government loans. There are press releases about this short-lived prank which received controversial feedback.

The Swiss Tourism Board has announced that volunteers were desperately needed, The Association of Mountain Cleaners “makes sure that our holiday guests can always enjoy perfect mountains. Using brooms, brushes, water and muscle power, they clean the rocks of any bird droppings.”

This year Gmail produced a new autopilot feature for April 1, 2009 which can read your email and automatically respond to every message.

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BMW released its new Magnetic Tow Technology which allows your BMW to magnetically attach to the vehicle ahead of you. This enhanced technology allows the driver to remove their foot from the gas pedal and turn off the motor.

The Guardian proposed its move to Twitter, which would allow the newspaper to fit its article content into 140 character messages or “tweets”. Included in this venture was the archiving of past events reported by The Guardian, such as, “1927 OMG first successful transatlantic air flight wow, pretty cool! Boring day otherwise *sigh*”

Google’s technological break through for April Fool’s Day was CADIE, (Cognitive Autoheuristic Distributed-Intelligence Entity). By extracting internet search patterns combined with Brain Search, a part of CADIE technology, Google can now search your thoughts and memories.

Wikipedia even fooled Fox News who claimed that “every item on the home page of the user-generated site Wikipedia is fake. The featured Wikipedia article regaled the “Museum of Bad Art” in Boston.” However, each item on the main page was based on reality — even news articles such as NASA reports a shower of diamonds over the Republic of Sudan, which was based on a meteorite which passed over Sudan whose fragments did reveal diamonds upon discovery.

The Conficker Internet worm had been in the news warning of a worst case scenario when computers worldwide would be affected by the virus. Even the chief security adviser for Microsoft, Ed Gibson, didn’t want to make any predictions about what would happen. Experts just knew that it was set to go off on April 1. Several anomalous happenings were attributed to Conficker including Leroy “Mac” MacElrie who claimed to be the programmer of the Conficker worm and turned himself in to police.

Hotels.com ran an advertisement offering hotel room bookings on the moon which would be offered on European websites starting at £800 a night.

Qualcomm ingeniously revealed a new wireless networking technology called wireless convergence. Making use of the flight patterns of pigeons. They then use innovative solutions to converge the birds with wolves to protect the internal improvements.

Media outlets were not the only ones pulling pranks. Gaming websites across the internet Blizzard, Joystiq, and affiliates posted reviews and announcements of games with tongue in cheek. YouTube offered viewers a unique April Fool’s experience as videos were offered upside down. In Ireland, U2 fans received a U2opia concert on a shopping centre roof top concert rather than the real thing.

GM and Chrysler receive Canadian loans amid US restructuring ultimata

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By3E9zXc

Friday, April 3, 2009

General Motors (GM) and Chrysler will receive bridge loans from the government of Canada and the provincial government of Ontario, however no more will be forthcoming from either Canadian or US governments unless the companies can reinvent themselves.

“This is a regrettable but necessary step to protect the Canadian economy. We are doing this on the assumption that we obviously cannot afford either in the United States or Canada a catastrophic short-term collapse.” said Stephen Harper, Prime Minister of Canada.

“We cannot, we must not, and we will not let our auto industry simply vanish. This industry is, like no other, an emblem of the American spirit; a once and future symbol of America’s success,” said Barack Obama, President of the United States. “These companies – and this industry – must ultimately stand on their own, not as wards of the state.”

Chrysler will receive CA$1 billion and may in fact be eligible for as much as CA$4 billion. If Chrysler succeeds in the next 30 days with a restructuring plan it would be eligible for a US$6 billion loan. A part of Chrysler’s restructuring plan must include a partnership with Fiat within 30 days to appease the US administration. Fiat is a supplier of smaller fuel-efficient vehicles, and the merger will help Chrysler to be viable in the North American market. A Chrysler court bankruptcy would inevitably lead to it being sold off.

As a part of Chrysler’s restructuring plans, Tom LaSorda, the president of Chrysler announced that Canadian operations would fold if it does not receive both the US commitment of $2.3 billion of aid and a new Canadian Auto Workers CAW contract to reduce all-in costs by CA$19 per hour. As a result of this announcement Chrysler’s auto sales volume in Canada dropped 23% compared to March of 2008.

GM has until the end of May to restructure its company to receive up to CA$7.5 billion. As part of the companies restructuring, General Motor’s chief executive Rick Wagoner was replaced Sunday with Fritz Henderson, the current chief operating officer. Henderson spoke out on Tuesday that GM has submitted a restructuring plan which would close five plants, and this may be increased to meet the requirements for financial aid. He is in full compliance with Obama’s auto task force to seek bankruptcy if GM cannot negotiate with their unions, bondholders and others.

GM recently brought forward the “GM Total Confidence” program providing consumer purchase protection for customers who lose their job for economic reasons within the first two years from purchase. As a result of Chrysler’s restructuring announcement in Canada, GM’s Canadian vehicle sales volume fell only 17.3% compared to 2008, an increase from the previous month.

GM must reduce some of its legacy costs which include its pensions and union health care costs. A part of GM’s ailments arose from investing in supplying truck and SUVs during an economy of high gas prices when consumers were demanding fuel efficient vehicles.

Tony Clement, Canada’s Minister of Industry, is hoping that the CAW will support the restructuring process and re-negotiate their agreement. Whereas a United Auto Workers negotiator has said, “I don’t see how the UAW will do anything until they see what the bondholders will give up.”

The Obama administration is looking toward bankruptcy proceedings for the automakers, “as a mechanism to help them restructure quickly and emerge stronger. [It will] quickly clear away old debts that are weighing them down. What we are asking is difficult. It will require hard choices by companies. It will require unions and workers who have already made painful concessions to make even more. It will require creditors to recognise that they cannot hold out for the prospect of endless government bailouts.” said Obama.

The auto parts suppliers and IT software exporters in India have already been affected by the declining auto sales. GM and Chrysler software contracts provide US$300 to 350 million a year to vendors in India. As well these two major automakers usually award US$1 billion contracts to auto parts suppliers. “We are worried and closely watching the developments in the US to gauge the impact. The decline in auto sales in the US has already hit the order books of Indian suppliers,” said a Delhi auto parts supplier.

“Going forward, the industry will undoubtedly be smaller, but if our efforts are successful it will be viable and it will support good jobs for Canadians,” said Clements.

Betty Sutton, Ohio’s Congresswoman put forward the CARS act which provides a US$3,000 to 5,000 incentive for those who trade in their vehicle for a fuel-efficient car. “It clearly stimulates the economy, and it gets the consumer into the showroom and gets them buying again. But importantly — and this is what I particularly like about it — it really helps the environment quite a bit in two respects.” said William Clay Ford Jr., executive chairman of Ford Motor Co.

Ford Motor Company has not come forward with requests for assistance.

Since December GM and Chrysler have received US$17.4 billion government loans.

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Home Makeover Mantras Real Acres}

In CategoryHardware
By3E9zXc

Home MAKEOVER MANTRAS – RealAcres

by

RealAcres.com

COLOUR CODES

Go to your nearest hardware store and get as many shade cards as possible of different companies to decide the basic colour palette of your room. Remember even an off- white colour has various shades for each company has its own colour code. You can use a darker colour on one wall to break the monotony of the room. To have an exclusive colour and lend a personal touch, you can mix two colours to form a third with the help of your painter.

Play around with textures for that unique look. Give a different texture to the darker wall. You can go for the classic Walnut, chocolate polish effect or alternatively go in for the distressed antique polish effect. The choice is yours. Try to experiment and match different polish textures. Remember to choose a colour palette that would not clash with the rest of the house.

SEATING

To go in for a minimalist look, you could have a low sitting arrangement (the diwan). You could opt for wood here- for good and cheap wood check out shops at Reay Road. Do take your carpenter since he will know exactly what to look for: Remember you can bargain here. Instead of a wooden base for the lower sitting you can get the base made with ceramic tiles which start at around Rs.35 per sqft. Adipa Tiles make customized tiles as per your needs and requirements, while terracotta tiles start at Rs. 15 sq ft.

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For the dining table, you can get a table made from your local carpenter and for the chairs you can either get simple rectangular wooden stools made or visit the various antique shops of Chor Bazaar. The chairs are priced at around Rs. 2500 per piece. Dont worry if the chairs are unpolished or a little damaged.

A chest or two can be used for your centre table with storage as well as in your bedroom.

Try to make low seating in the hall. This is not only cost- effective but also saves space. You can give a different look to the dcor by merely changing the cushion covers.

STONE EFFECTS

You could opt for natural stones like the Cuddapah, which is sourced from Andhra Pradesh, Maharashtra and Karnataka. It is available in shades of gray. The price starts from Rs. 30 per sq ft . You can jazz it up with bits of marble inserts or borders of marble.

The other natural stone is Bethamcherla from Andhra Pradesh and is available in colours of jade green, ash, old rose and camel bone. Its only limitation is that it is available in small sizes. The price begins from Rs. 35 per sq ft.

LIGHT UP

The right lighting can make or break a room. Use spot lighting. They are small in size and dont look bulky. You can also use paper lamps in one corner to add colour to the room.

WINDOW DRESSING

Use curtain blinds instead of curtains, which are easily available at furnishing stores. You also have the option of using Rattan or Bamboo chicks. If you prefer curtains, use two different layers of fabric on one window the basic layer being net and the second layer of curtain being cotton.

ACCESSORIES

The right accessories can make or break a living space. The golden rule is do not clutter. Make a few things the focal point. Try and buy things, which are aesthetically beautiful as well as, useful.

Do not buy all the accessories for your home at one time. Browse and buy, as it will give you a variety to choose from and which you can use alternately to change the look. Keep different colours and sizes of candles at home, which you can mix and match during occasions. For the walls, adorn your walls with lovely paintings. Try to put in paintings of different sizes but of the same theme on one wall, which is the focal point in the room.

(http://www.RealAcres.com)

Niyati KapoorInternational RealEstate Consultantwww.Realacres.com

Article Source:

Home MAKEOVER MANTRAS – RealAcres }

High school seniors take last-chance exit test while judge prepares to strike it down

In CategoryUncategorized
By3E9zXc

Tuesday, May 9, 2006

Fifty James Logan High School seniors are scheduled to take the California High School Exit Exam today and tomorrow, while an Oakland judge is preparing to strike down the law requiring would-be high school graduates to pass the high-stakes test.

Alameda County Superior Court Judge Robert Freedman said Monday that he will make his final decision today at 2 p.m. PDT on whether to issue an injunction against the enforcement of the law requiring the exam’s passage, citing “equal protection” concerns.

The ruling would affect about 47,000 California high school seniors, and dozens at James Logan High School, who have yet to pass the exam and would be barred from being graduated if they don’t.

Last week, state schools Superintendent Jack O’Connell released new statistics showing that 46.768 seniors, or 10.7 percent of the class of 2006, still haven’t passed the test.

Sixty-one percent of those students are poor, and 44 percent are English learners.

Of the 50 James Logan students taking the test today and tomorrow, 35 speak English as a second language. Eight are special education students. Of the five black students taking the test, four are special education students. Of the three white students taking the test, two are new to the district and the other is a special education student.

One, an Asian immigrant, has a 3.67 grade-point-average.

O’Donnell wrote the law requiring the test when he was in the state legislature in 1999.

In a statement to the press, O’Donnell said “Recognizing that today’s ruling is not final, I intend to do everything in my power to ensure that at the end of the legal day we maintain the integrity of the high school exit exam,” O’Connell said.

Gov. Arnold Schwarzenegger said “delaying the exam’s implementation does a disservice to our children by depriving us of the best tool we have to make sure schools are performing as they should be.”

He said he was “disappointed.”

The attorney who sued the state Feb. 8, Arturo Gonzalez of the San Francisco law firm Morrison & Foerster, “felt strongly that the state should not deprive a student of a diploma unless the state can say that every student has been fairly and properly prepared for that test,” he said. “There is overwhelming evidence that students throughout the state have not been taught the material on the test. And many students have been taught by teachers not credentialed in math and English.”

The suit, was brought on behalf of lead plaintiff Liliana Valenzuela, a Richmond High senior who maintains a 3.84 grade-point average and is ranked 12th out of 413 in her class. Valenzuela has passed the math portion of the exam, but not the part on English, which she speaks as a second language.

Gonzalez contends the test is unfair, particularly to English learners, because students who have failed the test repeatedly are more likely to attend overcrowded schools with less-qualified teachers.

Judge Freedman said he was persuaded by that argument, but wanted to give the state a chance to change his opinion.

He asked lawyers on both sides to come prepared to talk about how conditions in the schools can be equalized.

Gonzalez urged seniors who still need to pass the test to keep going to classes and studying. “It is absolutely critical for students to understand that even if the order is made final, only those students who passed their classes will get a diploma,” he said.

Author’s note: This story is released to wikinews under the CCA 2.5 license. A statement to that effect appears at the original site.

President Obama renews his push to close Guantanamo detention facility

In CategoryUncategorized
By3E9zXc

Friday, May 3, 2013

With over 100 Guantanamo Bay detainees in a hunger strike against their incarceration, President Barack Obama, on Tuesday, renewed his push for the closure of the facility.

President Obama addressed a news conference at the White House on Tuesday saying he would have a team of officials review the issue before again appealing to Congress to close the prison holding “terror” suspects in Cuba. “I think it is critical for us to understand that Guantanamo is not necessary to keep America safe,” he said. “It is expensive. It is inefficient. It hurts us in terms of our international standing. It lessens co-operation with our allies on counter-terrorism efforts. It is a recruitment tool for extremists. It needs to be closed.”

These remarks were made after 40 US Navy medical staff were sent to the facility to deal with the growing hunger strike that began on February 6 this year, where twenty one inmates are now being force fed; five of those are in hospital. “I don’t want these individuals to die,” President Obama said.

Calls by the Center for Constitutional Rights however, have called for President Obama to transfer men from the facility now; a power he has over Congress. “He should use the certification/waiver process created by Congress to transfer detainees, starting with the 86 men who have been cleared for release,” the New York-based group said.

When asked for greater details about President Obama’s intentions, National Security Council spokeswoman Caitlin Hayden said the president was “considering a range of options for ways that we can reduce the population there,” including “reappointing a senior official at the State Department to renew our focus on repatriating or transferring” lower-risk detainees.

US Treasury Secretary: “We need the ability to seize firms”

In CategoryUncategorized
By3E9zXc

Wednesday, March 25, 2009

Treasury Department secretary Timothy Geithner and the Obama administration are pressuring Congress to allow the government to seize troubled financial institutions such as insurance companies and investment firms. Currently, banks are the only such entities that the government has authority to take over.

Speaking before the House Financial Services Committee, Geithner said “The United States government does not have the legal means today to manage the orderly restructuring of a large, complex non-bank financial institution that poses a threat to the stability of our financial system.”

Committee Chairman Barney Frank (D-MA) agreed, saying, “When non-bank major financial institutions need to be put out of their misery, we need to give somebody the authority to do what the FDIC can do with banks.”

Geithner would work with the White House and Federal Reserve to execute any such takeovers.

The expanded powers would have allowed the seizure of companies such as pariah AIG, which has already received US$180 billion in government aid. The recent controversy over the payment of bonuses has bumped up the plan to high priority. It was initially to have been part of a more comprehensive overhaul by the government of the financial regulatory system.

Not all are happy with the proposal. Republican House minority leader John Boehner derided the plan, saying it would be “an unprecedented grab of power.”

Maxine Waters (D-CA) criticised the government for its lack of transparency in dealing with the current crisis, and questioned Geithner on whether firms such as Goldman Sachs had received preferential treatment by the government. Such probing may indicate reluctance on the part of Congress to grant the expanded powers.

Other than simply taking over a firm, the government would also be able to purchase its assets, guarantee losses, and take out a partial ownership interest.

“It is a terrible, tragic thing that this country came into this crisis with such limited tools for trying to protect the economy itself from the kind of distress that would come as the system came back down to Earth,” Geithner summarized.

Self Pack Moving Companies An Effective Way To Save Money}

In CategoryShipping
By3E9zXc

Self Pack Moving Companies An Effective Way To Save Money

by

Frank D. Miller

Self pack moving companies, commonly known as you pack we haul businesses, are an ideal option for those who want to save money on relocation but do not prefer driving the truck over long distances. These companies seem to be the latest entry into the field of moving industry. However, they are gaining much prominence in the recent times.

These you pack we haul companies operate on a very simple concept. Whenever you want to relocate, you just need to call them up and rent a container that fits your needs. This container will be then shipped to your current home. You just have to pack and load the container with your belongings. The container is then shipped to your desired destination by the moving company. In short, the services offered by self pack moving companies can be better understood as an intermediate between a complete do-it-yourself mode of moving and services provided by professional movers & packers.

Listed below are some advantages that one can have by renting these pods moving storage.

1. Easy to load You can load and unload your belongings as per your convenience. Since you are responsible even for packing your items, it can be accomplished as per your requirements. Also, loading into these containers is extremely easy as they remain in level with the ground.

2. No Need to Drive Self pack moving is a convenient option for people who are not either familiar or uncomfortable with driving large trucks.

3. Save money One can save a good amount of money on packing, unpacking, loading and unloading.

4. Safe and secure transportation The pods moving storage containers are designed in such a way that they can protect your valuables from any elements such as wind, sun, rain, dust and moisture. Also, these pods can be used as temporary storage sheds as they are equipped with secure locks.

Beyond these benefits, you will find added peace of mind knowing that your belongings are well protected and secure. This service is a great alternative to full service movers and is a great way to keep some extra money in your pocketbook. If you have not considered self pack moving companies in the past, we strongly suggest you look into them.

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Self Pack Moving Companies

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it is a website offering solid tips and information on different moving containers, vehicles and moving services.Article Source: Self Pack Moving Companies An Effective Way To Save Money }

Time Warner loses personal data on 600,000 employees

In CategoryUncategorized
By3E9zXc

Tuesday, May 3, 2005Time Warner Inc/Infobox

Time Warner Inc announced that they are unable to locate a container holding 40 backup tapes. These tapes contain personal information on 600,000 current and former employees back to 1986. This information includes details on dependents and beneficiaries, in addition to Social Security numbers. Customers were not affected, Time Warner said.

The U.S. Secret Service is investigating and has not found any evidence that the tapes have been misused. This loss affects most of the 85,000 current employees. The tapes were lost by Iron Mountain Inc., a data storage company, which routinely handles off-site data storage for Time Warner and many other Fortune 500 companies. Time Warner has said that the tapes would require expensive equipment to read them, and that they were encrypted.